Palisades Fire Rebuild

Rebuild cost estimate.

What a Pacific Palisades rebuild actually costs in 2026, without the sales pitch.

40Years in Practice
1,532Homes Designed
60+Fire Rebuild Projects
Since 1986Associate AIA
01 · Context

Rebuild cost estimates in Pacific Palisades.

Realistic rebuild cost in Pacific Palisades in 2026 is running $550 to $900 per square foot for standard custom home quality, with coastal and hillside exposures pushing higher. These numbers are current as of the quarter we are in and reflect actual closed projects, not contractor aspirational pricing.

The biggest variables that move your number inside that range are lot difficulty (hillside adds 15 to 25 percent), finish level (quartz vs natural stone vs designer mix), structural complexity (basements, cantilevers, large spans), and WUI material upgrades which typically add 3 to 6 percent over standard construction.

A Pacific Palisades rebuild of 3,200 square feet at $700 per foot is a $2.24M construction budget. Add roughly 10 to 12 percent for soft costs (design, permits, engineering) for a total project of $2.46M to $2.5M. Your insurance may cover $1.6M to $2.1M of this depending on policy limits. The gap is funded from savings, loans, or reduced scope.

02 · Detail

What Pacific Palisades families should know.

Cost components on a typical Pacific Palisades rebuild break down roughly as: site work and foundation 10 to 15 percent, framing and structural 20 to 25 percent, exterior envelope 15 to 20 percent, mechanical electrical plumbing 15 to 20 percent, interior finishes 20 to 25 percent, and contractor overhead and profit 10 to 15 percent.

The WUI premium specifically hits the exterior envelope, roof, windows, and site hardscape categories. Expect to pay 3 to 6 percent more in those line items than a non WUI build.

A detailed preconstruction budget from your general contractor is the most accurate cost estimate you will get. We produce a design stage budget during design development that typically comes within 8 percent of the contractor's final number.

03 · Our role

Where we help.

Our role on Pacific Palisades rebuild projects covers design, permit documentation, and construction administration. David Foote, Associate AIA, draws every project personally. No junior designer intermediaries. Forty years of California residential design, 1,532 completed homes.

We accept new Palisades Fire rebuild clients on a limited basis to preserve project quality. If your rebuild lot is in Pacific Palisades and you want to explore working with us, the next step is a free 90 minute consultation. Call (805) 444 1230 or email dcfoote@dcfoote.com. We respond within one business day.

Published hourly rate $350. Most rebuild projects quoted as fixed fee or percent of construction cost after initial scope is clear. Insurance often reimburses the design fee as a covered claim expense.

Frequently Asked

Common questions.

Why is rebuild cost higher than original construction cost?

WUI compliance, current energy code, temporary site access constraints, and contractor saturation all contribute. Expect 20 to 40 percent above pre fire comparable new construction cost per square foot.

Can we budget to hit the insurance settlement exactly?

Possible but constraining. Most rebuild clients end up 10 to 20 percent above the insurance settlement after factoring in code upgrades. Planning for this gap early prevents mid project scope cuts.

What is the cheapest honest rebuild?

A simple single story plan on a flat lot with contractor familiar details, standard WUI compliant materials, no custom millwork, stock windows and doors. Around $450 to $550 per foot in Pacific Palisades in 2026.

When does the cost number firm up?

At the end of design development (phase 3 of the six phase process). Your general contractor's trade partners price the design at that point. That number is within 5 to 8 percent of the final construction cost.

Start Your Rebuild

A conversation, not a pitch.

Ninety minute consultation, no fee. We meet at our Camarillo office, your temporary housing, or your Pacific Palisades lot. From there, we decide together whether we are the right match for your rebuild.

David C. Foote, Principal Designer, Associate AIA. 40 years practicing residential design. 1,532 completed homes since 1986.